How to Qualify and Apply?

There are different types of loans in mortgage

Contact us  to get free information

Conventional Loans

We offer a variety of fixed rate conventional loans programs. Minimum down payments range from 3%-20%. Available for most types of 1-4 unit homes.

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FHA Loans

Popular low money down financing solution with more lenient credit requirements compared to many conventional products. Available for most types of residential properties.

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USDA Home Loans

No money down financing option for middle to lower income home buyers seeking to purchase property in USDA eligible areas of the country.

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VA Loans

Zero down financing solutions for eligible US military personnel, veterans, and qualiying surviving spouses.

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Looking to purchase or refinance a higher end property? We offer a number of fixed and adjustable rate jumbo loan solutions. Contact us for a free quote today!

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203K Renovation Loans

Get financing to make home repairs and renovations with one of our 203K renovation loans. Eliminate the need for a second mortgage at a higher rate! Can be used for purchases or refinances.

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Condo Loans

Finance your dream condo with a home loan from Second Finance, Lc. Conventional, FHA, VA, USDA, and jumbo options available to qualified borrowers.

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Rental Property Loans

Expand your real estate portfolio with investment property financing from Second Finance, Lc. Available for most types of 1-4 unit residential properties.

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First Time Home Buyers

We offer a number of popular low and no money down mortgage programs including conventional, FHA, VA, and USDA rural housing loans. Let us help you buy your first home!

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Lower Credit Scores

Have some past credit issues which are preventing you from obtaining financing? We offer FHA financing assistance for borrowers with credit scores as low as $500. Other terms and restrictions may apply.

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About Us

We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.

We can get you into  your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.  The regulatory atmosphere for banks changed from a risk-management regime to a zero-tolerance and 100-percent-compliance industry. This has created an opportunity for Second Finance, Lc to focus entirely on mortgages and our clients. Apply Now

John Dodd Loan Originator NMLS# 317222
Second Finances, Lc NMLS# 1443191
4484 S. Marsalis Ave
Dallas, Texas 75216
General enquiries: dodd@anonbanklender.com
Need Assistance: 214-941-8222